2021 KMF to KES Historical Review

YEARLY HIGH

0.2735 KES

YEARLY LOW

0.0470 KES

YEARLY AVERAGE

0.2629 KES

2021 KMF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KMF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2735. Conversely, the yearly low was recorded on December 5, dropping to 0.0470.

This high-to-low spread represents a total annual volatility of 0.2265 KES. From a start-to-finish perspective, comparing the January average rate of 0.2717 to the December average rate of 0.2525, the exchange rate registered a net change of -7.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2735 was down 1.62% compared to the 2020 peak of 0.2780, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 1,367 KES

2020 Average 1,231 KES

Yearly Trough Low 235 KES

Transaction Impact: A difference of 1,132.48 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2736

0.2506

JanuMarcMayJulySeptNove

KMF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2661, compared to 0.2596 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 0.2661

H2 Avg (Jul–Dec) 0.2596

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.2137 KES (High: 0.2606 / Low: 0.0470). On the other end, July was the most stable month, with a tight range of 0.0027 KES (High: 0.2611 / Low: 0.2584).

December Spread (Volatile) ±0.2137

July Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0073 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2717) against the same month in 2020 (average: 0.2279), the exchange rate shifted by +0.0438 (+19.21%).

2021 Avg (January) 0.2717

2020 Avg (January) 0.2279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2735	0.2703	0.2717
February	0.2714	0.2668	0.2695
March	0.2687	0.2609	0.2650
April	0.2658	0.2562	0.2616
May	0.2683	0.2605	0.2650
June	0.2675	0.2598	0.2641
July	0.2611	0.2584	0.2596
August	0.2632	0.2599	0.2619
September	0.2640	0.2605	0.2627
October	0.2641	0.2595	0.2613
November	0.2632	0.2552	0.2598
December	0.2606	0.0470	0.2525