2012 KZT to HRK Historical Review

YEARLY HIGH

0.0414 HRK

YEARLY LOW

0.0376 HRK

YEARLY AVERAGE

0.0392 HRK

2012 KZT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the KZT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0414. Conversely, the yearly low was recorded on December 19, dropping to 0.0376.

This high-to-low spread represents a total annual volatility of 0.0037 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0395 to the December average rate of 0.0382, the exchange rate registered a net change of -3.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0414 was up 4.86% compared to the 2011 peak of 0.0394, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 207 HRK

2011 Average 182 HRK

Yearly Trough Low 188 HRK

Transaction Impact: A difference of 18.51 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0410

0.0379

JanuMarcMayJulySeptNove

KZT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0393, compared to 0.0392 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0393

H2 Avg (Jul–Dec) 0.0392

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0029 HRK (High: 0.0413 / Low: 0.0383). On the other end, October was the most stable month, with a tight range of 0.0007 HRK (High: 0.0388 / Low: 0.0381).

May Spread (Volatile) ±0.0029

October Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0018 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0408) against the same month in 2011 (average: 0.0356), the exchange rate shifted by +0.0051 (+14.36%).

2012 Avg (July) 0.0408

2011 Avg (July) 0.0356

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0402	0.0386	0.0395
February	0.0393	0.0381	0.0387
March	0.0391	0.0381	0.0386
April	0.0388	0.0381	0.0385
May	0.0413	0.0383	0.0398
June	0.0413	0.0398	0.0405
July	0.0414	0.0399	0.0408
August	0.0408	0.0396	0.0404
September	0.0398	0.0377	0.0386
October	0.0388	0.0381	0.0385
November	0.0393	0.0385	0.0390
December	0.0388	0.0376	0.0382