2016 KZT to HRK Historical Review

YEARLY HIGH

0.0218 HRK

YEARLY LOW

0.0183 HRK

YEARLY AVERAGE

0.0199 HRK

2016 KZT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the KZT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0218. Conversely, the yearly low was recorded on January 21, dropping to 0.0183.

This high-to-low spread represents a total annual volatility of 0.0035 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0195 to the December average rate of 0.0214, the exchange rate registered a net change of 9.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0218 was down 44.28% compared to the 2015 peak of 0.0391, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 109 HRK

2015 Average 161 HRK

Yearly Trough Low 92 HRK

Transaction Impact: A difference of 17.27 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0216

0.0190

JanuMarcMayJulySeptNove

KZT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0196, compared to 0.0202 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0196

H2 Avg (Jul–Dec) 0.0202

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0023 HRK (High: 0.0207 / Low: 0.0183). On the other end, May was the most stable month, with a tight range of 0.0005 HRK (High: 0.0202 / Low: 0.0197).

January Spread (Volatile) ±0.0023

May Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0214) against the same month in 2015 (average: 0.0217), the exchange rate shifted by -0.0003 (-1.49%).

2016 Avg (December) 0.0214

2015 Avg (December) 0.0217

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0207	0.0183	0.0195
February	0.0201	0.0185	0.0192
March	0.0202	0.0192	0.0197
April	0.0200	0.0191	0.0196
May	0.0202	0.0197	0.0200
June	0.0201	0.0195	0.0199
July	0.0200	0.0190	0.0198
August	0.0197	0.0189	0.0194
September	0.0199	0.0195	0.0197
October	0.0209	0.0199	0.0205
November	0.0212	0.0199	0.0205
December	0.0218	0.0209	0.0214