2015 KZT to HRK Historical Review

YEARLY HIGH

0.0391 HRK

YEARLY LOW

0.0205 HRK

YEARLY AVERAGE

0.0323 HRK

2015 KZT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the KZT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0391. Conversely, the yearly low was recorded on December 21, dropping to 0.0205.

This high-to-low spread represents a total annual volatility of 0.0186 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0360 to the December average rate of 0.0217, the exchange rate registered a net change of -39.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0391 was up 7.49% compared to the 2014 peak of 0.0364, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 196 HRK

2014 Average 161 HRK

Yearly Trough Low 102 HRK

Transaction Impact: A difference of 93.23 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0397

0.0201

JanuMarcMayJulySeptNove

KZT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0369, compared to 0.0278 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0091 points.

H1 Avg (Jan–Jun) 0.0369

H2 Avg (Jul–Dec) 0.0278

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0096 HRK (High: 0.0370 / Low: 0.0275). On the other end, February was the most stable month, with a tight range of 0.0005 HRK (High: 0.0369 / Low: 0.0364).

August Spread (Volatile) ±0.0096

February Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0082 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0380) against the same month in 2014 (average: 0.0303), the exchange rate shifted by +0.0077 (+25.29%).

2015 Avg (March) 0.0380

2014 Avg (March) 0.0303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0374	0.0346	0.0360
February	0.0369	0.0364	0.0367
March	0.0391	0.0370	0.0380
April	0.0385	0.0364	0.0378
May	0.0374	0.0354	0.0364
June	0.0372	0.0358	0.0363
July	0.0375	0.0364	0.0369
August	0.0370	0.0275	0.0341
September	0.0283	0.0235	0.0259
October	0.0252	0.0241	0.0246
November	0.0246	0.0228	0.0234
December	0.0234	0.0205	0.0217