2013 KZT to HRK Historical Review

YEARLY HIGH

0.0393 HRK

YEARLY LOW

0.0358 HRK

YEARLY AVERAGE

0.0375 HRK

2013 KZT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the KZT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 0.0393. Conversely, the yearly low was recorded on October 28, dropping to 0.0358.

This high-to-low spread represents a total annual volatility of 0.0035 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0378 to the December average rate of 0.0362, the exchange rate registered a net change of -4.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0393 was down 4.86% compared to the 2012 peak of 0.0414, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 197 HRK

2012 Average 196 HRK

Yearly Trough Low 179 HRK

Transaction Impact: A difference of 17.64 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0391

0.0359

JanuMarcMayJulySeptNove

KZT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0382, compared to 0.0368 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0382

H2 Avg (Jul–Dec) 0.0368

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0017 HRK (High: 0.0385 / Low: 0.0368). On the other end, December was the most stable month, with a tight range of 0.0006 HRK (High: 0.0365 / Low: 0.0359).

February Spread (Volatile) ±0.0017

December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0011 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.0388) against the same month in 2012 (average: 0.0386), the exchange rate shifted by +0.0002 (+0.48%).

2013 Avg (March) 0.0388

2012 Avg (March) 0.0386

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0385	0.0371	0.0378
February	0.0385	0.0368	0.0377
March	0.0393	0.0385	0.0388
April	0.0393	0.0383	0.0387
May	0.0390	0.0380	0.0386
June	0.0385	0.0370	0.0375
July	0.0384	0.0368	0.0376
August	0.0374	0.0367	0.0370
September	0.0377	0.0366	0.0371
October	0.0367	0.0358	0.0363
November	0.0371	0.0364	0.0368
December	0.0365	0.0359	0.0362