2014 KZT to HRK Historical Review

YEARLY HIGH

0.0364 HRK

YEARLY LOW

0.0300 HRK

YEARLY AVERAGE

0.0323 HRK

2014 KZT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the KZT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 0.0364. Conversely, the yearly low was recorded on May 6, dropping to 0.0300.

This high-to-low spread represents a total annual volatility of 0.0065 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0362 to the December average rate of 0.0342, the exchange rate registered a net change of -5.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0364 was down 7.46% compared to the 2013 peak of 0.0393, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 182 HRK

2013 Average 188 HRK

Yearly Trough Low 150 HRK

Transaction Impact: A difference of 32.27 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0367

0.0297

JanuMarcMayJulySeptNove

KZT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0319, compared to 0.0327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0319

H2 Avg (Jul–Dec) 0.0327

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.0063 HRK (High: 0.0364 / Low: 0.0301). On the other end, June was the most stable month, with a tight range of 0.0003 HRK (High: 0.0305 / Low: 0.0302).

February Spread (Volatile) ±0.0063

June Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0035 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 0.0338) against the same month in 2013 (average: 0.0377), the exchange rate shifted by -0.0038 (-10.21%).

2014 Avg (February) 0.0338

2013 Avg (February) 0.0377

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0364	0.0359	0.0362
February	0.0364	0.0301	0.0338
March	0.0306	0.0301	0.0303
April	0.0306	0.0301	0.0303
May	0.0305	0.0300	0.0303
June	0.0305	0.0302	0.0304
July	0.0311	0.0302	0.0306
August	0.0318	0.0312	0.0315
September	0.0333	0.0318	0.0325
October	0.0337	0.0330	0.0333
November	0.0342	0.0337	0.0340
December	0.0346	0.0335	0.0342