YEARLY HIGH
0.0194 HRK
YEARLY LOW
0.0168 HRK
YEARLY AVERAGE
0.0183 HRK

2018 KZT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the KZT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 29, valuing the pair at 0.0194. Conversely, the yearly low was recorded on December 31, dropping to 0.0168.

This high-to-low spread represents a total annual volatility of 0.0026 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0186 to the December average rate of 0.0175, the exchange rate registered a net change of -6.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0194 was down 13.81% compared to the 2017 peak of 0.0225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 97 HRK
2017 Average 102 HRK
Yearly Trough Low 84 HRK
Transaction Impact: A difference of 13.00 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0192
0.0172
JanuMarcMayJulySeptNove

KZT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0188, compared to 0.0177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0188
H2 Avg (Jul–Dec) 0.0177

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0010 HRK (High: 0.0178 / Low: 0.0168). On the other end, March was the most stable month, with a tight range of 0.0003 HRK (High: 0.0189 / Low: 0.0186).

September Spread (Volatile) ±0.0010
March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2018: 0.0190) against the same month in 2017 (average: 0.0214), the exchange rate shifted by -0.0024 (-11.13%).

2018 Avg (May) 0.0190
2017 Avg (May) 0.0214

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0189 0.0184 0.0186
February 0.0191 0.0184 0.0187
March 0.0189 0.0186 0.0188
April 0.0190 0.0182 0.0186
May 0.0194 0.0187 0.0190
June 0.0191 0.0185 0.0188
July 0.0186 0.0182 0.0184
August 0.0184 0.0175 0.0180
September 0.0178 0.0168 0.0174
October 0.0178 0.0172 0.0176
November 0.0179 0.0175 0.0176
December 0.0176 0.0168 0.0175