2022 KZT to HRK Historical Review

YEARLY HIGH

0.0170 HRK

YEARLY LOW

0.0132 HRK

YEARLY AVERAGE

0.0155 HRK

2022 KZT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the KZT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 0.0170. Conversely, the yearly low was recorded on March 13, dropping to 0.0132.

This high-to-low spread represents a total annual volatility of 0.0038 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0153 to the December average rate of 0.0152, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0170 was up 9.48% compared to the 2021 peak of 0.0155, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 85 HRK

2021 Average 75 HRK

Yearly Trough Low 66 HRK

Transaction Impact: A difference of 19.09 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0168

0.0134

JanuMarcMayJulySeptNove

KZT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0153, compared to 0.0157 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0153

H2 Avg (Jul–Dec) 0.0157

Volatility Range Comparison

Volatility

The most volatile month in 2022 was February, with a trading range of 0.0018 HRK (High: 0.0156 / Low: 0.0138). On the other end, December was the most stable month, with a tight range of 0.0004 HRK (High: 0.0154 / Low: 0.0150).

February Spread (Volatile) ±0.0018

December Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0016 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2022: 0.0165) against the same month in 2021 (average: 0.0145), the exchange rate shifted by +0.0020 (+13.88%).

2022 Avg (May) 0.0165

2021 Avg (May) 0.0145

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0156	0.0151	0.0153
February	0.0156	0.0138	0.0152
March	0.0146	0.0132	0.0137
April	0.0161	0.0144	0.0154
May	0.0170	0.0161	0.0165
June	0.0165	0.0153	0.0160
July	0.0159	0.0152	0.0155
August	0.0162	0.0152	0.0156
September	0.0164	0.0157	0.0160
October	0.0164	0.0159	0.0162
November	0.0167	0.0154	0.0159
December	0.0154	0.0150	0.0152