2012 LRD to HNL Historical Review

YEARLY HIGH

0.2748 HNL

YEARLY LOW

0.2533 HNL

YEARLY AVERAGE

0.2621 HNL

2012 LRD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LRD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.2748. Conversely, the yearly low was recorded on June 21, dropping to 0.2533.

This high-to-low spread represents a total annual volatility of 0.0214 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2620 to the December average rate of 0.2715, the exchange rate registered a net change of 3.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2748 was up 1.62% compared to the 2011 peak of 0.2704, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 1,374 HNL

2011 Average 1,312 HNL

Yearly Trough Low 1,267 HNL

Transaction Impact: A difference of 107.08 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2730

0.2540

JanuMarcMayJulySeptNove

LRD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2588, compared to 0.2655 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 0.2588

H2 Avg (Jul–Dec) 0.2655

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0106 HNL (High: 0.2652 / Low: 0.2546). On the other end, April was the most stable month, with a tight range of 0.0034 HNL (High: 0.2603 / Low: 0.2569).

August Spread (Volatile) ±0.0106

April Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0017 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.2715) against the same month in 2011 (average: 0.2630), the exchange rate shifted by +0.0085 (+3.22%).

2012 Avg (December) 0.2715

2011 Avg (December) 0.2630

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2649	0.2586	0.2620
February	0.2633	0.2585	0.2603
March	0.2617	0.2573	0.2595
April	0.2603	0.2569	0.2584
May	0.2580	0.2534	0.2568
June	0.2579	0.2533	0.2556
July	0.2594	0.2540	0.2556
August	0.2652	0.2546	0.2628
September	0.2686	0.2633	0.2656
October	0.2736	0.2656	0.2692
November	0.2736	0.2665	0.2684
December	0.2748	0.2675	0.2715