2013 LRD to HNL Historical Review

YEARLY HIGH

0.2749 HNL

YEARLY LOW

0.2509 HNL

YEARLY AVERAGE

0.2622 HNL

2013 LRD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LRD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.2749. Conversely, the yearly low was recorded on December 28, dropping to 0.2509.

This high-to-low spread represents a total annual volatility of 0.0240 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2689 to the December average rate of 0.2527, the exchange rate registered a net change of -6.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2749 was up 0.05% compared to the 2012 peak of 0.2748, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 1,375 HNL

2012 Average 1,311 HNL

Yearly Trough Low 1,254 HNL

Transaction Impact: A difference of 120.23 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2718

0.2509

JanuMarcMayJulySeptNove

LRD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2653, compared to 0.2591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.2653

H2 Avg (Jul–Dec) 0.2591

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0192 HNL (High: 0.2718 / Low: 0.2526). On the other end, February was the most stable month, with a tight range of 0.0032 HNL (High: 0.2699 / Low: 0.2667).

May Spread (Volatile) ±0.0192

February Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0063 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.2689) against the same month in 2012 (average: 0.2620), the exchange rate shifted by +0.0069 (+2.63%).

2013 Avg (January) 0.2689

2012 Avg (January) 0.2620

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2749	0.2669	0.2689
February	0.2699	0.2667	0.2681
March	0.2695	0.2631	0.2659
April	0.2637	0.2579	0.2608
May	0.2718	0.2526	0.2588
June	0.2719	0.2644	0.2695
July	0.2731	0.2669	0.2700
August	0.2714	0.2598	0.2638
September	0.2669	0.2566	0.2595
October	0.2602	0.2527	0.2550
November	0.2559	0.2511	0.2537
December	0.2546	0.2509	0.2527