2016 LRD to HNL Historical Review

YEARLY HIGH

0.2695 HNL

YEARLY LOW

0.2407 HNL

YEARLY AVERAGE

0.2551 HNL

2016 LRD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the LRD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 0.2695. Conversely, the yearly low was recorded on August 18, dropping to 0.2407.

This high-to-low spread represents a total annual volatility of 0.0288 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2622 to the December average rate of 0.2537, the exchange rate registered a net change of -3.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2695 was up 2.38% compared to the 2015 peak of 0.2632, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 1,348 HNL

2015 Average 1,264 HNL

Yearly Trough Low 1,203 HNL

Transaction Impact: A difference of 144.16 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2688

0.2473

JanuMarcMayJulySeptNove

LRD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2589, compared to 0.2513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0076 points.

H1 Avg (Jan–Jun) 0.2589

H2 Avg (Jul–Dec) 0.2513

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 0.0179 HNL (High: 0.2670 / Low: 0.2491). On the other end, May was the most stable month, with a tight range of 0.0010 HNL (High: 0.2502 / Low: 0.2492).

April Spread (Volatile) ±0.0179

May Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0102 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 0.2671) against the same month in 2015 (average: 0.2493), the exchange rate shifted by +0.0178 (+7.12%).

2016 Avg (February) 0.2671

2015 Avg (February) 0.2493

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2664	0.2512	0.2622
February	0.2695	0.2650	0.2671
March	0.2678	0.2662	0.2670
April	0.2670	0.2491	0.2568
May	0.2502	0.2492	0.2496
June	0.2523	0.2499	0.2508
July	0.2538	0.2511	0.2522
August	0.2538	0.2407	0.2491
September	0.2510	0.2481	0.2497
October	0.2526	0.2478	0.2499
November	0.2558	0.2500	0.2530
December	0.2582	0.2498	0.2537