2014 LRD to HNL Historical Review

YEARLY HIGH

0.2509 HNL

YEARLY LOW

0.2208 HNL

YEARLY AVERAGE

0.2314 HNL

2014 LRD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LRD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.2509. Conversely, the yearly low was recorded on May 12, dropping to 0.2208.

This high-to-low spread represents a total annual volatility of 0.0300 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2397 to the December average rate of 0.2305, the exchange rate registered a net change of -3.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2509 was down 8.75% compared to the 2013 peak of 0.2749, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 1,254 HNL

2013 Average 1,311 HNL

Yearly Trough Low 1,104 HNL

Transaction Impact: A difference of 150.19 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2412

0.2229

JanuMarcMayJulySeptNove

LRD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2322, compared to 0.2306 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.2322

H2 Avg (Jul–Dec) 0.2306

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0222 HNL (High: 0.2430 / Low: 0.2208). On the other end, September was the most stable month, with a tight range of 0.0016 HNL (High: 0.2316 / Low: 0.2300).

May Spread (Volatile) ±0.0222

September Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0103 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.2397) against the same month in 2013 (average: 0.2689), the exchange rate shifted by -0.0292 (-10.86%).

2014 Avg (January) 0.2397

2013 Avg (January) 0.2689

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2509	0.2328	0.2397
February	0.2334	0.2287	0.2309
March	0.2428	0.2246	0.2348
April	0.2264	0.2228	0.2244
May	0.2430	0.2208	0.2267
June	0.2488	0.2314	0.2369
July	0.2318	0.2262	0.2287
August	0.2311	0.2258	0.2293
September	0.2316	0.2300	0.2307
October	0.2329	0.2304	0.2321
November	0.2331	0.2313	0.2321
December	0.2318	0.2298	0.2305