2015 LRD to HNL Historical Review

YEARLY HIGH

0.2632 HNL

YEARLY LOW

0.2292 HNL

YEARLY AVERAGE

0.2527 HNL

2015 LRD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LRD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 0.2632. Conversely, the yearly low was recorded on January 11, dropping to 0.2292.

This high-to-low spread represents a total annual volatility of 0.0340 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2302 to the December average rate of 0.2555, the exchange rate registered a net change of 10.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2632 was up 4.93% compared to the 2014 peak of 0.2509, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 1,316 HNL

2014 Average 1,157 HNL

Yearly Trough Low 1,146 HNL

Transaction Impact: A difference of 170.00 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2622

0.2273

JanuMarcMayJulySeptNove

LRD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2507, compared to 0.2547 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 0.2507

H2 Avg (Jul–Dec) 0.2547

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0192 HNL (High: 0.2507 / Low: 0.2315). On the other end, May was the most stable month, with a tight range of 0.0023 HNL (High: 0.2606 / Low: 0.2583).

February Spread (Volatile) ±0.0192

May Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0039 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.2583) against the same month in 2014 (average: 0.2321), the exchange rate shifted by +0.0262 (+11.30%).

2015 Avg (October) 0.2583

2014 Avg (October) 0.2321

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2317	0.2292	0.2302
February	0.2507	0.2315	0.2493
March	0.2571	0.2479	0.2530
April	0.2597	0.2522	0.2546
May	0.2606	0.2583	0.2593
June	0.2603	0.2552	0.2580
July	0.2597	0.2553	0.2564
August	0.2594	0.2468	0.2525
September	0.2548	0.2462	0.2497
October	0.2632	0.2524	0.2583
November	0.2628	0.2543	0.2560
December	0.2594	0.2458	0.2555