2021 LRD to HNL Historical Review

YEARLY HIGH

0.1719 HNL

YEARLY LOW

0.1381 HNL

YEARLY AVERAGE

0.1457 HNL

2021 LRD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.1719. Conversely, the yearly low was recorded on August 21, dropping to 0.1381.

This high-to-low spread represents a total annual volatility of 0.0338 HNL. From a start-to-finish perspective, comparing the January average rate of 0.1441 to the December average rate of 0.1703, the exchange rate registered a net change of 18.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1719 was up 9.96% compared to the 2020 peak of 0.1563, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 860 HNL

2020 Average 648 HNL

Yearly Trough Low 691 HNL

Transaction Impact: A difference of 168.91 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1735

0.1354

JanuMarcMayJulySeptNove

LRD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1407, compared to 0.1507 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 0.1407

H2 Avg (Jul–Dec) 0.1507

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0188 HNL (High: 0.1597 / Low: 0.1409). On the other end, June was the most stable month, with a tight range of 0.0013 HNL (High: 0.1407 / Low: 0.1394).

October Spread (Volatile) ±0.0188

June Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0036 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1703) against the same month in 2020 (average: 0.1504), the exchange rate shifted by +0.0200 (+13.27%).

2021 Avg (December) 0.1703

2020 Avg (December) 0.1504

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1495	0.1412	0.1441
February	0.1419	0.1389	0.1405
March	0.1400	0.1384	0.1395
April	0.1404	0.1389	0.1395
May	0.1405	0.1388	0.1402
June	0.1407	0.1394	0.1403
July	0.1399	0.1382	0.1391
August	0.1396	0.1381	0.1385
September	0.1414	0.1389	0.1405
October	0.1597	0.1409	0.1485
November	0.1701	0.1610	0.1669
December	0.1719	0.1681	0.1703