2012 LRD to HRK Historical Review

YEARLY HIGH

0.0832 HRK

YEARLY LOW

0.0758 HRK

YEARLY AVERAGE

0.0794 HRK

2012 LRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0832. Conversely, the yearly low was recorded on September 16, dropping to 0.0758.

This high-to-low spread represents a total annual volatility of 0.0073 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0806 to the December average rate of 0.0786, the exchange rate registered a net change of -2.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0832 was up 2.56% compared to the 2011 peak of 0.0811, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 416 HRK

2011 Average 371 HRK

Yearly Trough Low 379 HRK

Transaction Impact: A difference of 36.70 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0823

0.0768

JanuMarcMayJulySeptNove

LRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0790, compared to 0.0799 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0790

H2 Avg (Jul–Dec) 0.0799

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0056 HRK (High: 0.0819 / Low: 0.0763). On the other end, April was the most stable month, with a tight range of 0.0015 HRK (High: 0.0779 / Low: 0.0764).

May Spread (Volatile) ±0.0056

April Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0033 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0819) against the same month in 2011 (average: 0.0717), the exchange rate shifted by +0.0101 (+14.16%).

2012 Avg (July) 0.0819

2011 Avg (July) 0.0717

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0824	0.0780	0.0806
February	0.0801	0.0766	0.0783
March	0.0788	0.0765	0.0777
April	0.0779	0.0764	0.0773
May	0.0819	0.0763	0.0793
June	0.0824	0.0795	0.0808
July	0.0832	0.0800	0.0819
August	0.0827	0.0800	0.0816
September	0.0803	0.0758	0.0782
October	0.0807	0.0776	0.0792
November	0.0809	0.0784	0.0798
December	0.0797	0.0772	0.0786