2024 LRD to HRK Historical Review

YEARLY HIGH

0.0402 HRK

YEARLY LOW

0.0337 HRK

YEARLY AVERAGE

0.0364 HRK

2024 LRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the LRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.0402. Conversely, the yearly low was recorded on September 20, dropping to 0.0337.

This high-to-low spread represents a total annual volatility of 0.0065 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0365 to the December average rate of 0.0398, the exchange rate registered a net change of 9.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0402 was down 13.45% compared to the 2023 peak of 0.0465, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 201 HRK

2023 Average 201 HRK

Yearly Trough Low 169 HRK

Transaction Impact: A difference of 32.39 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0404

0.0342

JanuMarcMayJulySeptNove

LRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0363, compared to 0.0366 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0363

H2 Avg (Jul–Dec) 0.0366

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0042 HRK (High: 0.0402 / Low: 0.0360). On the other end, January was the most stable month, with a tight range of 0.0005 HRK (High: 0.0367 / Low: 0.0362).

November Spread (Volatile) ±0.0042

January Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.0398) against the same month in 2023 (average: 0.0367), the exchange rate shifted by +0.0032 (+8.69%).

2024 Avg (December) 0.0398

2023 Avg (December) 0.0367

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0367	0.0362	0.0365
February	0.0369	0.0364	0.0367
March	0.0362	0.0357	0.0360
April	0.0377	0.0359	0.0365
May	0.0364	0.0358	0.0360
June	0.0364	0.0356	0.0361
July	0.0361	0.0353	0.0356
August	0.0357	0.0345	0.0350
September	0.0351	0.0337	0.0347
October	0.0363	0.0351	0.0359
November	0.0402	0.0360	0.0384
December	0.0402	0.0395	0.0398