2019 LRD to HRK Historical Review

YEARLY HIGH

0.0417 HRK

YEARLY LOW

0.0315 HRK

YEARLY AVERAGE

0.0359 HRK

2019 LRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the LRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0417. Conversely, the yearly low was recorded on October 20, dropping to 0.0315.

This high-to-low spread represents a total annual volatility of 0.0101 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0409 to the December average rate of 0.0355, the exchange rate registered a net change of -13.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0417 was down 16.17% compared to the 2018 peak of 0.0497, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 208 HRK

2018 Average 219 HRK

Yearly Trough Low 158 HRK

Transaction Impact: A difference of 50.66 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0418

0.0309

JanuMarcMayJulySeptNove

LRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0388, compared to 0.0331 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0056 points.

H1 Avg (Jan–Jun) 0.0388

H2 Avg (Jul–Dec) 0.0331

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.0042 HRK (High: 0.0390 / Low: 0.0348). On the other end, August was the most stable month, with a tight range of 0.0004 HRK (High: 0.0329 / Low: 0.0324).

May Spread (Volatile) ±0.0042

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0031 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0409) against the same month in 2018 (average: 0.0481), the exchange rate shifted by -0.0072 (-14.91%).

2019 Avg (January) 0.0409

2018 Avg (January) 0.0481

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0417	0.0402	0.0409
February	0.0409	0.0402	0.0406
March	0.0409	0.0400	0.0405
April	0.0407	0.0389	0.0399
May	0.0390	0.0348	0.0369
June	0.0348	0.0331	0.0338
July	0.0334	0.0326	0.0329
August	0.0329	0.0324	0.0326
September	0.0327	0.0320	0.0323
October	0.0324	0.0315	0.0319
November	0.0350	0.0315	0.0336
December	0.0358	0.0350	0.0355