2013 LRD to HRK Historical Review

YEARLY HIGH

0.0798 HRK

YEARLY LOW

0.0684 HRK

YEARLY AVERAGE

0.0746 HRK

2013 LRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 0.0798. Conversely, the yearly low was recorded on December 9, dropping to 0.0684.

This high-to-low spread represents a total annual volatility of 0.0113 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0770 to the December average rate of 0.0690, the exchange rate registered a net change of -10.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0798 was down 4.10% compared to the 2012 peak of 0.0832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 399 HRK

2012 Average 397 HRK

Yearly Trough Low 342 HRK

Transaction Impact: A difference of 56.67 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0797

0.0680

JanuMarcMayJulySeptNove

LRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0773, compared to 0.0718 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.0773

H2 Avg (Jul–Dec) 0.0718

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0038 HRK (High: 0.0790 / Low: 0.0752). On the other end, December was the most stable month, with a tight range of 0.0014 HRK (High: 0.0699 / Low: 0.0684).

January Spread (Volatile) ±0.0038

December Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0032 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 0.0784) against the same month in 2012 (average: 0.0773), the exchange rate shifted by +0.0011 (+1.47%).

2013 Avg (April) 0.0784

2012 Avg (April) 0.0773

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0790	0.0752	0.0770
February	0.0779	0.0747	0.0764
March	0.0797	0.0782	0.0788
April	0.0798	0.0775	0.0784
May	0.0793	0.0764	0.0780
June	0.0778	0.0743	0.0756
July	0.0781	0.0748	0.0764
August	0.0755	0.0723	0.0732
September	0.0749	0.0713	0.0724
October	0.0716	0.0686	0.0697
November	0.0710	0.0695	0.0701
December	0.0699	0.0684	0.0690