2014 LRD to HRK Historical Review

YEARLY HIGH

0.0694 HRK

YEARLY LOW

0.0608 HRK

YEARLY AVERAGE

0.0652 HRK

2014 LRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0694. Conversely, the yearly low was recorded on July 20, dropping to 0.0608.

This high-to-low spread represents a total annual volatility of 0.0086 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0670 to the December average rate of 0.0681, the exchange rate registered a net change of 1.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0694 was down 12.96% compared to the 2013 peak of 0.0798, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 347 HRK

2013 Average 373 HRK

Yearly Trough Low 304 HRK

Transaction Impact: A difference of 43.17 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0688

0.0607

JanuMarcMayJulySeptNove

LRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0655, compared to 0.0650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0655

H2 Avg (Jul–Dec) 0.0650

Volatility Range Comparison

Volatility

The most volatile month in 2014 was June, with a trading range of 0.0055 HRK (High: 0.0667 / Low: 0.0612). On the other end, November was the most stable month, with a tight range of 0.0009 HRK (High: 0.0677 / Low: 0.0668).

June Spread (Volatile) ±0.0055

November Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0025 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.0672) against the same month in 2013 (average: 0.0788), the exchange rate shifted by -0.0115 (-14.62%).

2014 Avg (March) 0.0672

2013 Avg (March) 0.0788

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0692	0.0654	0.0670
February	0.0664	0.0649	0.0656
March	0.0694	0.0647	0.0672
April	0.0652	0.0641	0.0647
May	0.0687	0.0637	0.0653
June	0.0667	0.0612	0.0633
July	0.0617	0.0608	0.0613
August	0.0634	0.0615	0.0625
September	0.0661	0.0633	0.0646
October	0.0668	0.0654	0.0660
November	0.0677	0.0668	0.0672
December	0.0691	0.0671	0.0681