2015 LRD to HRK Historical Review

YEARLY HIGH

0.0858 HRK

YEARLY LOW

0.0695 HRK

YEARLY AVERAGE

0.0799 HRK

2015 LRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0858. Conversely, the yearly low was recorded on January 2, dropping to 0.0695.

This high-to-low spread represents a total annual volatility of 0.0163 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0723 to the December average rate of 0.0818, the exchange rate registered a net change of 13.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0858 was up 23.58% compared to the 2014 peak of 0.0694, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 429 HRK

2014 Average 326 HRK

Yearly Trough Low 347 HRK

Transaction Impact: A difference of 81.72 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0846

0.0712

JanuMarcMayJulySeptNove

LRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0798, compared to 0.0801 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0798

H2 Avg (Jul–Dec) 0.0801

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0082 HRK (High: 0.0822 / Low: 0.0739). On the other end, July was the most stable month, with a tight range of 0.0026 HRK (High: 0.0822 / Low: 0.0796).

August Spread (Volatile) ±0.0082

July Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0030 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0834) against the same month in 2014 (average: 0.0672), the exchange rate shifted by +0.0162 (+24.08%).

2015 Avg (March) 0.0834

2014 Avg (March) 0.0672

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0753	0.0695	0.0723
February	0.0810	0.0744	0.0800
March	0.0858	0.0810	0.0834
April	0.0846	0.0801	0.0831
May	0.0821	0.0778	0.0800
June	0.0819	0.0783	0.0797
July	0.0822	0.0796	0.0809
August	0.0822	0.0739	0.0783
September	0.0794	0.0752	0.0771
October	0.0829	0.0775	0.0799
November	0.0842	0.0803	0.0826
December	0.0851	0.0785	0.0818