2016 LRD to HRK Historical Review

YEARLY HIGH

0.0839 HRK

YEARLY LOW

0.0697 HRK

YEARLY AVERAGE

0.0763 HRK

2016 LRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the LRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.0839. Conversely, the yearly low was recorded on August 20, dropping to 0.0697.

This high-to-low spread represents a total annual volatility of 0.0143 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0824 to the December average rate of 0.0778, the exchange rate registered a net change of -5.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0839 was down 2.20% compared to the 2015 peak of 0.0858, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 420 HRK

2015 Average 400 HRK

Yearly Trough Low 348 HRK

Transaction Impact: A difference of 71.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0833

0.0718

JanuMarcMayJulySeptNove

LRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0777, compared to 0.0749 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.0777

H2 Avg (Jul–Dec) 0.0749

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 0.0055 HRK (High: 0.0780 / Low: 0.0725). On the other end, September was the most stable month, with a tight range of 0.0012 HRK (High: 0.0737 / Low: 0.0725).

April Spread (Volatile) ±0.0055

September Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0049 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0824) against the same month in 2015 (average: 0.0723), the exchange rate shifted by +0.0101 (+13.97%).

2016 Avg (January) 0.0824

2015 Avg (January) 0.0723

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0839	0.0786	0.0824
February	0.0833	0.0804	0.0814
March	0.0827	0.0781	0.0801
April	0.0780	0.0725	0.0752
May	0.0745	0.0721	0.0733
June	0.0754	0.0729	0.0739
July	0.0754	0.0740	0.0749
August	0.0747	0.0697	0.0727
September	0.0737	0.0725	0.0731
October	0.0763	0.0727	0.0743
November	0.0784	0.0739	0.0765
December	0.0795	0.0767	0.0778