2020 LRD to KES Historical Review

YEARLY HIGH

0.7029 KES

YEARLY LOW

0.5098 KES

YEARLY AVERAGE

0.5589 KES

2020 LRD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.7029. Conversely, the yearly low was recorded on February 27, dropping to 0.5098.

This high-to-low spread represents a total annual volatility of 0.1931 KES. From a start-to-finish perspective, comparing the January average rate of 0.5281 to the December average rate of 0.6853, the exchange rate registered a net change of 29.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7029 was up 8.32% compared to the 2019 peak of 0.6489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 3,515 KES

2019 Average 2,764 KES

Yearly Trough Low 2,549 KES

Transaction Impact: A difference of 965.60 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7026

0.4958

JanuMarcMayJulySeptNove

LRD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5292, compared to 0.5886 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0594 points.

H1 Avg (Jan–Jun) 0.5292

H2 Avg (Jul–Dec) 0.5886

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.1078 KES (High: 0.7019 / Low: 0.5941). On the other end, September was the most stable month, with a tight range of 0.0027 KES (High: 0.5460 / Low: 0.5433).

November Spread (Volatile) ±0.1078

September Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0151 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.6853) against the same month in 2019 (average: 0.5378), the exchange rate shifted by +0.1475 (+27.43%).

2020 Avg (December) 0.6853

2019 Avg (December) 0.5378

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5423	0.5146	0.5281
February	0.5153	0.5098	0.5130
March	0.5381	0.5119	0.5248
April	0.5419	0.5313	0.5374
May	0.5416	0.5320	0.5377
June	0.5376	0.5335	0.5345
July	0.5419	0.5344	0.5385
August	0.5445	0.5407	0.5425
September	0.5460	0.5433	0.5446
October	0.5939	0.5450	0.5598
November	0.7019	0.5941	0.6609
December	0.7029	0.6643	0.6853