2015 LRD to NZD Historical Review

YEARLY HIGH

0.0185 NZD

YEARLY LOW

0.0139 NZD

YEARLY AVERAGE

0.0167 NZD

2015 LRD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LRD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 0.0185. Conversely, the yearly low was recorded on January 11, dropping to 0.0139.

This high-to-low spread represents a total annual volatility of 0.0046 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0143 to the December average rate of 0.0173, the exchange rate registered a net change of 20.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0185 was up 22.44% compared to the 2014 peak of 0.0151, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 93 NZD

2014 Average 68 NZD

Yearly Trough Low 70 NZD

Transaction Impact: A difference of 22.98 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0184

0.0140

JanuMarcMayJulySeptNove

LRD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0158, compared to 0.0177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0158

H2 Avg (Jul–Dec) 0.0177

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0012 NZD (High: 0.0181 / Low: 0.0169). On the other end, April was the most stable month, with a tight range of 0.0006 NZD (High: 0.0159 / Low: 0.0153).

August Spread (Volatile) ±0.0012

April Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0180) against the same month in 2014 (average: 0.0134), the exchange rate shifted by +0.0046 (+34.01%).

2015 Avg (September) 0.0180

2014 Avg (September) 0.0134

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0151	0.0139	0.0143
February	0.0162	0.0151	0.0158
March	0.0162	0.0154	0.0158
April	0.0159	0.0153	0.0156
May	0.0166	0.0157	0.0160
June	0.0175	0.0165	0.0170
July	0.0180	0.0174	0.0177
August	0.0181	0.0169	0.0176
September	0.0185	0.0177	0.0180
October	0.0181	0.0173	0.0176
November	0.0182	0.0174	0.0178
December	0.0178	0.0167	0.0173