2016 LRD to NZD Historical Review

YEARLY HIGH

0.0185 NZD

YEARLY LOW

0.0145 NZD

YEARLY AVERAGE

0.0161 NZD

2016 LRD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the LRD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.0185. Conversely, the yearly low was recorded on August 18, dropping to 0.0145.

This high-to-low spread represents a total annual volatility of 0.0040 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0179 to the December average rate of 0.0155, the exchange rate registered a net change of -13.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0185 was down 0.31% compared to the 2015 peak of 0.0185, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 92 NZD

2015 Average 84 NZD

Yearly Trough Low 72 NZD

Transaction Impact: A difference of 19.83 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0182

0.0147

JanuMarcMayJulySeptNove

LRD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0169, compared to 0.0153 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0169

H2 Avg (Jul–Dec) 0.0153

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 0.0017 NZD (High: 0.0174 / Low: 0.0157). On the other end, September was the most stable month, with a tight range of 0.0005 NZD (High: 0.0151 / Low: 0.0146).

April Spread (Volatile) ±0.0017

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0179) against the same month in 2015 (average: 0.0143), the exchange rate shifted by +0.0035 (+24.73%).

2016 Avg (January) 0.0179

2015 Avg (January) 0.0143

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0185	0.0168	0.0179
February	0.0182	0.0175	0.0178
March	0.0179	0.0171	0.0175
April	0.0174	0.0157	0.0165
May	0.0165	0.0157	0.0163
June	0.0162	0.0153	0.0157
July	0.0159	0.0152	0.0155
August	0.0156	0.0145	0.0151
September	0.0151	0.0146	0.0150
October	0.0156	0.0150	0.0153
November	0.0157	0.0149	0.0154
December	0.0158	0.0152	0.0155