YEARLY HIGH
0.0098 NZD
YEARLY LOW
0.0089 NZD
YEARLY AVERAGE
0.0093 NZD

2026 LRD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the LRD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0098. Conversely, the yearly low was recorded on February 11, dropping to 0.0089.

This high-to-low spread represents a total annual volatility of 0.0009 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0094 to the December average rate of 0.0094, the exchange rate registered a net change of -0.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0098 was down 2.35% compared to the 2025 peak of 0.0100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 49 NZD
2025 Average 45 NZD
Yearly Trough Low 44 NZD
Transaction Impact: A difference of 4.45 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0095
0.0089
JanuFebrMarcApriMayJune

LRD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0093, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.0093
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0009 NZD (High: 0.0098 / Low: 0.0089). On the other end, May was the most stable month, with a tight range of 0.0001 NZD (High: 0.0093 / Low: 0.0091).

January Spread (Volatile) ±0.0009
May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0094) against the same month in 2025 (average: 0.0093), the exchange rate shifted by +0.0001 (+0.96%).

2026 Avg (January) 0.0094
2025 Avg (January) 0.0093

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0098 0.0089 0.0094
February 0.0091 0.0089 0.0090
March 0.0095 0.0091 0.0093
April 0.0096 0.0092 0.0093
May 0.0093 0.0091 0.0092
June 0.0095 0.0091 0.0094