YEARLY HIGH
0.0100 NZD
YEARLY LOW
0.0082 NZD
YEARLY AVERAGE
0.0089 NZD

2025 LRD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LRD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0100. Conversely, the yearly low was recorded on July 1, dropping to 0.0082.

This high-to-low spread represents a total annual volatility of 0.0018 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0093 to the December average rate of 0.0097, the exchange rate registered a net change of 4.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0100 was up 1.53% compared to the 2024 peak of 0.0098, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 50 NZD
2024 Average 43 NZD
Yearly Trough Low 41 NZD
Transaction Impact: A difference of 9.05 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0099
0.0082
JanuMarcMayJulySeptNove

LRD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0087, compared to 0.0091 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0087
H2 Avg (Jul–Dec) 0.0091

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0012 NZD (High: 0.0096 / Low: 0.0084). On the other end, December was the most stable month, with a tight range of 0.0002 NZD (High: 0.0098 / Low: 0.0096).

September Spread (Volatile) ±0.0012
December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0098) against the same month in 2024 (average: 0.0092), the exchange rate shifted by +0.0006 (+6.62%).

2025 Avg (November) 0.0098
2024 Avg (November) 0.0092

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0097 0.0089 0.0093
February 0.0090 0.0087 0.0089
March 0.0090 0.0086 0.0088
April 0.0091 0.0084 0.0086
May 0.0085 0.0083 0.0084
June 0.0084 0.0082 0.0083
July 0.0085 0.0082 0.0083
August 0.0086 0.0083 0.0084
September 0.0096 0.0084 0.0091
October 0.0096 0.0094 0.0095
November 0.0100 0.0095 0.0098
December 0.0098 0.0096 0.0097