2021 LRD to NZD Historical Review

YEARLY HIGH

0.0105 NZD

YEARLY LOW

0.0077 NZD

YEARLY AVERAGE

0.0086 NZD

2021 LRD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.0105. Conversely, the yearly low was recorded on February 24, dropping to 0.0077.

This high-to-low spread represents a total annual volatility of 0.0027 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0083 to the December average rate of 0.0103, the exchange rate registered a net change of 24.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0105 was up 12.72% compared to the 2020 peak of 0.0093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 52 NZD

2020 Average 40 NZD

Yearly Trough Low 39 NZD

Transaction Impact: A difference of 13.69 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0106

0.0078

JanuMarcMayJulySeptNove

LRD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0081, compared to 0.0090 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0081

H2 Avg (Jul–Dec) 0.0090

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0010 NZD (High: 0.0103 / Low: 0.0093). On the other end, July was the most stable month, with a tight range of 0.0001 NZD (High: 0.0084 / Low: 0.0083).

November Spread (Volatile) ±0.0010

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0103) against the same month in 2020 (average: 0.0087), the exchange rate shifted by +0.0016 (+18.27%).

2021 Avg (December) 0.0103

2020 Avg (December) 0.0087

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0086	0.0081	0.0083
February	0.0082	0.0077	0.0080
March	0.0083	0.0079	0.0081
April	0.0082	0.0080	0.0081
May	0.0081	0.0080	0.0081
June	0.0084	0.0080	0.0082
July	0.0084	0.0083	0.0083
August	0.0085	0.0083	0.0083
September	0.0085	0.0081	0.0083
October	0.0092	0.0084	0.0087
November	0.0103	0.0093	0.0099
December	0.0105	0.0101	0.0103