2022 LRD to NZD Historical Review

YEARLY HIGH

0.0117 NZD

YEARLY LOW

0.0094 NZD

YEARLY AVERAGE

0.0103 NZD

2022 LRD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the LRD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 0.0117. Conversely, the yearly low was recorded on March 23, dropping to 0.0094.

This high-to-low spread represents a total annual volatility of 0.0023 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0099 to the December average rate of 0.0102, the exchange rate registered a net change of 2.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0117 was up 11.59% compared to the 2021 peak of 0.0105, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 59 NZD

2021 Average 43 NZD

Yearly Trough Low 47 NZD

Transaction Impact: A difference of 11.73 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0116

0.0093

JanuMarcMayJulySeptNove

LRD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0099, compared to 0.0107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0099

H2 Avg (Jul–Dec) 0.0107

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0010 NZD (High: 0.0116 / Low: 0.0106). On the other end, March was the most stable month, with a tight range of 0.0003 NZD (High: 0.0096 / Low: 0.0094).

September Spread (Volatile) ±0.0010

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0008 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.0114) against the same month in 2021 (average: 0.0087), the exchange rate shifted by +0.0027 (+31.37%).

2022 Avg (October) 0.0114

2021 Avg (October) 0.0087

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0101	0.0098	0.0099
February	0.0099	0.0096	0.0097
March	0.0096	0.0094	0.0095
April	0.0102	0.0094	0.0097
May	0.0106	0.0101	0.0103
June	0.0106	0.0100	0.0103
July	0.0107	0.0104	0.0106
August	0.0107	0.0101	0.0104
September	0.0116	0.0106	0.0109
October	0.0117	0.0111	0.0114
November	0.0113	0.0103	0.0107
December	0.0104	0.0100	0.0102