2020 LRD to NZD Historical Review

YEARLY HIGH

0.0093 NZD

YEARLY LOW

0.0074 NZD

YEARLY AVERAGE

0.0081 NZD

2020 LRD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LRD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.0093. Conversely, the yearly low was recorded on September 1, dropping to 0.0074.

This high-to-low spread represents a total annual volatility of 0.0019 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0079 to the December average rate of 0.0087, the exchange rate registered a net change of 10.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0093 was down 2.85% compared to the 2019 peak of 0.0096, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 47 NZD

2019 Average 41 NZD

Yearly Trough Low 37 NZD

Transaction Impact: A difference of 9.44 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0089

0.0074

JanuMarcMayJulySeptNove

LRD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0081, compared to 0.0080 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0081

H2 Avg (Jul–Dec) 0.0080

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0011 NZD (High: 0.0090 / Low: 0.0080). On the other end, January was the most stable month, with a tight range of 0.0002 NZD (High: 0.0080 / Low: 0.0078).

March Spread (Volatile) ±0.0011

January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0088) against the same month in 2019 (average: 0.0078), the exchange rate shifted by +0.0010 (+12.79%).

2020 Avg (November) 0.0088

2019 Avg (November) 0.0078

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0080	0.0078	0.0079
February	0.0081	0.0079	0.0080
March	0.0090	0.0080	0.0084
April	0.0086	0.0082	0.0084
May	0.0085	0.0081	0.0083
June	0.0080	0.0077	0.0078
July	0.0077	0.0075	0.0076
August	0.0077	0.0074	0.0076
September	0.0077	0.0074	0.0075
October	0.0083	0.0076	0.0078
November	0.0093	0.0083	0.0088
December	0.0090	0.0085	0.0087