2012 LRD to SGD Historical Review

YEARLY HIGH

0.0181 SGD

YEARLY LOW

0.0164 SGD

YEARLY AVERAGE

0.0170 SGD

2012 LRD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the LRD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0181. Conversely, the yearly low was recorded on September 16, dropping to 0.0164.

This high-to-low spread represents a total annual volatility of 0.0017 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0176 to the December average rate of 0.0167, the exchange rate registered a net change of -5.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0181 was down 2.35% compared to the 2011 peak of 0.0185, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 90 SGD

2011 Average 87 SGD

Yearly Trough Low 82 SGD

Transaction Impact: A difference of 8.28 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0177

0.0165

JanuMarcMayJulySeptNove

LRD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0172, compared to 0.0167 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0172

H2 Avg (Jul–Dec) 0.0167

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0011 SGD (High: 0.0181 / Low: 0.0170). On the other end, December was the most stable month, with a tight range of 0.0004 SGD (High: 0.0169 / Low: 0.0165).

January Spread (Volatile) ±0.0011

December Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0176) against the same month in 2011 (average: 0.0180), the exchange rate shifted by -0.0004 (-1.96%).

2012 Avg (January) 0.0176

2011 Avg (January) 0.0180

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0181	0.0170	0.0176
February	0.0174	0.0169	0.0171
March	0.0174	0.0169	0.0171
April	0.0172	0.0167	0.0170
May	0.0173	0.0166	0.0170
June	0.0174	0.0170	0.0172
July	0.0172	0.0167	0.0169
August	0.0170	0.0166	0.0169
September	0.0169	0.0164	0.0167
October	0.0170	0.0165	0.0167
November	0.0169	0.0165	0.0166
December	0.0169	0.0165	0.0167