2022 LRD to SGD Historical Review

YEARLY HIGH

0.0094 SGD

YEARLY LOW

0.0087 SGD

YEARLY AVERAGE

0.0090 SGD

2022 LRD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the LRD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0094. Conversely, the yearly low was recorded on December 31, dropping to 0.0087.

This high-to-low spread represents a total annual volatility of 0.0007 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0090 to the December average rate of 0.0088, the exchange rate registered a net change of -3.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0094 was down 3.13% compared to the 2021 peak of 0.0097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 47 SGD

2021 Average 41 SGD

Yearly Trough Low 43 SGD

Transaction Impact: A difference of 3.47 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0093

0.0087

JanuMarcMayJulySeptNove

LRD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0090, compared to 0.0091 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0090

H2 Avg (Jul–Dec) 0.0091

Volatility Range Comparison

Volatility

The most volatile month in 2022 was January, with a trading range of 0.0004 SGD (High: 0.0093 / Low: 0.0089). On the other end, March was the most stable month, with a tight range of 0.0001 SGD (High: 0.0089 / Low: 0.0088).

January Spread (Volatile) ±0.0004

March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0092) against the same month in 2021 (average: 0.0079), the exchange rate shifted by +0.0013 (+16.85%).

2022 Avg (September) 0.0092

2021 Avg (September) 0.0079

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0093	0.0089	0.0090
February	0.0088	0.0087	0.0088
March	0.0089	0.0088	0.0088
April	0.0091	0.0089	0.0090
May	0.0092	0.0090	0.0091
June	0.0092	0.0090	0.0091
July	0.0092	0.0090	0.0091
August	0.0091	0.0089	0.0090
September	0.0094	0.0091	0.0092
October	0.0094	0.0091	0.0093
November	0.0093	0.0088	0.0090
December	0.0088	0.0087	0.0088