2019 LRD to SGD Historical Review

YEARLY HIGH

0.0087 SGD

YEARLY LOW

0.0064 SGD

YEARLY AVERAGE

0.0074 SGD

2019 LRD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the LRD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0087. Conversely, the yearly low was recorded on November 3, dropping to 0.0064.

This high-to-low spread represents a total annual volatility of 0.0023 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0085 to the December average rate of 0.0072, the exchange rate registered a net change of -15.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0087 was down 19.97% compared to the 2018 peak of 0.0109, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 43 SGD

2018 Average 47 SGD

Yearly Trough Low 32 SGD

Transaction Impact: A difference of 11.35 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0087

0.0063

JanuMarcMayJulySeptNove

LRD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0080, compared to 0.0068 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0080

H2 Avg (Jul–Dec) 0.0068

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.0008 SGD (High: 0.0080 / Low: 0.0072). On the other end, December was the most stable month, with a tight range of 0.0001 SGD (High: 0.0072 / Low: 0.0071).

May Spread (Volatile) ±0.0008

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0085) against the same month in 2018 (average: 0.0104), the exchange rate shifted by -0.0019 (-18.20%).

2019 Avg (January) 0.0085

2018 Avg (January) 0.0104

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0087	0.0084	0.0085
February	0.0085	0.0083	0.0084
March	0.0084	0.0083	0.0084
April	0.0083	0.0080	0.0082
May	0.0080	0.0072	0.0076
June	0.0072	0.0069	0.0070
July	0.0069	0.0067	0.0068
August	0.0069	0.0067	0.0068
September	0.0067	0.0066	0.0066
October	0.0066	0.0064	0.0065
November	0.0071	0.0064	0.0068
December	0.0072	0.0071	0.0072