2013 LRD to SGD Historical Review

YEARLY HIGH

0.0171 SGD

YEARLY LOW

0.0153 SGD

YEARLY AVERAGE

0.0163 SGD

2013 LRD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the LRD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 8, valuing the pair at 0.0171. Conversely, the yearly low was recorded on October 31, dropping to 0.0153.

This high-to-low spread represents a total annual volatility of 0.0017 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0166 to the December average rate of 0.0156, the exchange rate registered a net change of -6.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0171 was down 5.42% compared to the 2012 peak of 0.0181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 85 SGD

2012 Average 85 SGD

Yearly Trough Low 77 SGD

Transaction Impact: A difference of 8.73 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0170

0.0153

JanuMarcMayJulySeptNove

LRD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0167, compared to 0.0160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0167

H2 Avg (Jul–Dec) 0.0160

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0009 SGD (High: 0.0167 / Low: 0.0158). On the other end, February was the most stable month, with a tight range of 0.0001 SGD (High: 0.0167 / Low: 0.0166).

September Spread (Volatile) ±0.0009

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 0.0169) against the same month in 2012 (average: 0.0169), the exchange rate shifted by -0.0000 (-0.12%).

2013 Avg (July) 0.0169

2012 Avg (July) 0.0169

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0168	0.0164	0.0166
February	0.0167	0.0166	0.0167
March	0.0169	0.0166	0.0168
April	0.0167	0.0165	0.0166
May	0.0170	0.0163	0.0167
June	0.0170	0.0166	0.0168
July	0.0171	0.0166	0.0169
August	0.0169	0.0162	0.0165
September	0.0167	0.0158	0.0161
October	0.0159	0.0153	0.0155
November	0.0156	0.0153	0.0155
December	0.0157	0.0154	0.0156