2025 LRD to SGD Historical Review

YEARLY HIGH

0.0074 SGD

YEARLY LOW

0.0063 SGD

YEARLY AVERAGE

0.0068 SGD

2025 LRD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the LRD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0074. Conversely, the yearly low was recorded on June 30, dropping to 0.0063.

This high-to-low spread represents a total annual volatility of 0.0011 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0072 to the December average rate of 0.0073, the exchange rate registered a net change of 1.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0074 was down 1.19% compared to the 2024 peak of 0.0075, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 37 SGD

2024 Average 35 SGD

Yearly Trough Low 32 SGD

Transaction Impact: A difference of 5.50 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0074

0.0063

JanuMarcMayJulySeptNove

LRD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0067, compared to 0.0069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0067

H2 Avg (Jul–Dec) 0.0069

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0008 SGD (High: 0.0072 / Low: 0.0064). On the other end, October was the most stable month, with a tight range of 0.0001 SGD (High: 0.0071 / Low: 0.0071).

September Spread (Volatile) ±0.0008

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0004 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0072) against the same month in 2024 (average: 0.0071), the exchange rate shifted by +0.0001 (+1.34%).

2025 Avg (January) 0.0072

2024 Avg (January) 0.0071

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0074	0.0068	0.0072
February	0.0069	0.0067	0.0068
March	0.0068	0.0066	0.0067
April	0.0068	0.0065	0.0066
May	0.0066	0.0064	0.0065
June	0.0065	0.0063	0.0064
July	0.0065	0.0063	0.0064
August	0.0065	0.0064	0.0064
September	0.0072	0.0064	0.0069
October	0.0071	0.0071	0.0071
November	0.0073	0.0071	0.0072
December	0.0074	0.0072	0.0073