2018 LRD to SGD Historical Review

YEARLY HIGH

0.0109 SGD

YEARLY LOW

0.0084 SGD

YEARLY AVERAGE

0.0094 SGD

2018 LRD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the LRD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 0.0109. Conversely, the yearly low was recorded on July 17, dropping to 0.0084.

This high-to-low spread represents a total annual volatility of 0.0024 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0104 to the December average rate of 0.0087, the exchange rate registered a net change of -16.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0109 was down 31.74% compared to the 2017 peak of 0.0159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 54 SGD

2017 Average 67 SGD

Yearly Trough Low 42 SGD

Transaction Impact: A difference of 12.01 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0106

0.0085

JanuMarcMayJulySeptNove

LRD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0101, compared to 0.0088 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0101

H2 Avg (Jul–Dec) 0.0088

Volatility Range Comparison

Volatility

The most volatile month in 2018 was February, with a trading range of 0.0008 SGD (High: 0.0109 / Low: 0.0101). On the other end, December was the most stable month, with a tight range of 0.0001 SGD (High: 0.0088 / Low: 0.0086).

February Spread (Volatile) ±0.0008

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.0105) against the same month in 2017 (average: 0.0150), the exchange rate shifted by -0.0046 (-30.35%).

2018 Avg (February) 0.0105

2017 Avg (February) 0.0150

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0107	0.0101	0.0104
February	0.0109	0.0101	0.0105
March	0.0101	0.0100	0.0100
April	0.0101	0.0099	0.0100
May	0.0102	0.0097	0.0100
June	0.0097	0.0091	0.0095
July	0.0091	0.0084	0.0088
August	0.0090	0.0088	0.0089
September	0.0089	0.0086	0.0089
October	0.0089	0.0088	0.0088
November	0.0088	0.0087	0.0087
December	0.0088	0.0086	0.0087