2016 LRD to SGD Historical Review

YEARLY HIGH

0.0170 SGD

YEARLY LOW

0.0141 SGD

YEARLY AVERAGE

0.0155 SGD

2016 LRD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the LRD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 0.0170. Conversely, the yearly low was recorded on August 18, dropping to 0.0141.

This high-to-low spread represents a total annual volatility of 0.0029 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0167 to the December average rate of 0.0156, the exchange rate registered a net change of -6.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0170 was up 1.19% compared to the 2015 peak of 0.0168, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 85 SGD

2015 Average 80 SGD

Yearly Trough Low 71 SGD

Transaction Impact: A difference of 14.33 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0169

0.0145

JanuMarcMayJulySeptNove

LRD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0158, compared to 0.0151 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0158

H2 Avg (Jul–Dec) 0.0151

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 0.0012 SGD (High: 0.0160 / Low: 0.0148). On the other end, July was the most stable month, with a tight range of 0.0002 SGD (High: 0.0151 / Low: 0.0148).

April Spread (Volatile) ±0.0012

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0008 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0167) against the same month in 2015 (average: 0.0146), the exchange rate shifted by +0.0021 (+14.54%).

2016 Avg (January) 0.0167

2015 Avg (January) 0.0146

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0170	0.0162	0.0167
February	0.0169	0.0165	0.0166
March	0.0166	0.0159	0.0162
April	0.0160	0.0148	0.0154
May	0.0153	0.0148	0.0151
June	0.0152	0.0148	0.0150
July	0.0151	0.0148	0.0149
August	0.0149	0.0141	0.0147
September	0.0150	0.0147	0.0149
October	0.0154	0.0149	0.0151
November	0.0158	0.0152	0.0155
December	0.0159	0.0154	0.0156