2019 MAD to CDF Historical Review

YEARLY HIGH

176.2697 CDF

YEARLY LOW

169.0918 CDF

YEARLY AVERAGE

171.8867 CDF

2019 MAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 176.2697. Conversely, the yearly low was recorded on April 26, dropping to 169.0918.

This high-to-low spread represents a total annual volatility of 7.1779 CDF. From a start-to-finish perspective, comparing the January average rate of 171.4976 to the December average rate of 174.4192, the exchange rate registered a net change of 1.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 176.2697 was down 0.64% compared to the 2018 peak of 177.4081, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 881,349 CDF

2018 Average 862,655 CDF

Yearly Trough Low 845,459 CDF

Transaction Impact: A difference of 35,889.39 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

174.8625

169.5435

JanuMarcMayJulySeptNove

MAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 170.9492, compared to 172.8241 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8749 points.

H1 Avg (Jan–Jun) 170.9492

H2 Avg (Jul–Dec) 172.8241

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 4.3423 CDF (High: 174.3630 / Low: 170.0207). On the other end, November was the most stable month, with a tight range of 1.0887 CDF (High: 172.9892 / Low: 171.9005).

January Spread (Volatile) ±4.3423

November Spread (Stable) ±1.0887

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.4416 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.4416

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 174.4192) against the same month in 2018 (average: 170.4275), the exchange rate shifted by +3.9918 (+2.34%).

2019 Avg (December) 174.4192

2018 Avg (December) 170.4275

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	174.3630	170.0207	171.4976
February	172.6608	170.4664	171.7008
March	171.3965	169.2109	170.2592
April	170.9428	169.0918	170.0469
May	170.7112	169.1497	169.9867
June	174.0407	169.8710	172.2043
July	174.1887	171.9425	173.0973
August	174.4326	171.2695	172.8605
September	173.8868	170.6297	171.9674
October	173.0434	170.5602	172.2173
November	172.9892	171.9005	172.3829
December	176.2697	172.4931	174.4192