2025 MAD to CDF Historical Review

YEARLY HIGH

324.4738 CDF

YEARLY LOW

229.8217 CDF

YEARLY AVERAGE

291.8452 CDF

2025 MAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 324.4738. Conversely, the yearly low was recorded on November 15, dropping to 229.8217.

This high-to-low spread represents a total annual volatility of 94.6521 CDF. From a start-to-finish perspective, comparing the January average rate of 284.1098 to the December average rate of 245.9550, the exchange rate registered a net change of -13.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 324.4738 was up 9.65% compared to the 2024 peak of 295.9091, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,622,369 CDF

2024 Average 1,416,845 CDF

Yearly Trough Low 1,149,108 CDF

Transaction Impact: A difference of 473,260.55 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

329.7417

231.1035

JanuMarcMayJulySeptNove

MAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 300.9268, compared to 282.7636 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 18.1632 points.

H1 Avg (Jan–Jun) 300.9268

H2 Avg (Jul–Dec) 282.7636

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 55.1135 CDF (High: 288.6961 / Low: 233.5826). On the other end, January was the most stable month, with a tight range of 4.7145 CDF (High: 286.3277 / Low: 281.6132).

October Spread (Volatile) ±55.1135

January Spread (Stable) ±4.7145

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 58.8877 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -58.8877

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 321.5219) against the same month in 2024 (average: 288.4476), the exchange rate shifted by +33.0742 (+11.47%).

2025 Avg (July) 321.5219

2024 Avg (July) 288.4476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	286.3277	281.6132	284.1098
February	289.1661	280.5735	286.4466
March	300.1431	287.7035	295.4468
April	313.4730	301.4995	309.6704
May	315.6805	308.4609	313.0529
June	321.3720	313.5483	316.8343
July	324.4738	317.8141	321.5219
August	322.4651	316.8038	320.4508
September	322.9636	289.2767	314.1092
October	288.6961	233.5826	255.2216
November	247.4604	229.8217	239.3234
December	250.3094	237.6406	245.9550