2024 MAD to CDF Historical Review

YEARLY HIGH

295.9091 CDF

YEARLY LOW

267.2453 CDF

YEARLY AVERAGE

283.3399 CDF

2024 MAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the MAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 295.9091. Conversely, the yearly low was recorded on January 20, dropping to 267.2453.

This high-to-low spread represents a total annual volatility of 28.6639 CDF. From a start-to-finish perspective, comparing the January average rate of 273.5074 to the December average rate of 284.9601, the exchange rate registered a net change of 4.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 295.9091 was up 5.97% compared to the 2023 peak of 279.2418, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,479,546 CDF

2023 Average 1,155,576 CDF

Yearly Trough Low 1,336,226 CDF

Transaction Impact: A difference of 143,319.28 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

294.7724

271.5742

JanuMarcMayJulySeptNove

MAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 277.4017, compared to 289.2782 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.8765 points.

H1 Avg (Jan–Jun) 277.4017

H2 Avg (Jul–Dec) 289.2782

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 8.9205 CDF (High: 276.1658 / Low: 267.2453). On the other end, February was the most stable month, with a tight range of 2.5389 CDF (High: 275.5175 / Low: 272.9786).

January Spread (Volatile) ±8.9205

February Spread (Stable) ±2.5389

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 2.9111 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -2.9111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 292.8392) against the same month in 2023 (average: 242.7514), the exchange rate shifted by +50.0878 (+20.63%).

2024 Avg (September) 292.8392

2023 Avg (September) 242.7514

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	276.1658	267.2453	273.5074
February	275.5175	272.9786	274.0487
March	277.7112	274.2445	275.9281
April	279.9754	273.5989	276.5616
May	283.7777	276.2036	279.8478
June	286.9079	281.2603	284.5164
July	292.1695	284.8670	288.4476
August	295.3960	287.1609	292.1098
September	295.9091	290.0034	292.8392
October	293.4156	286.4620	289.9281
November	289.9204	284.0633	287.3844
December	288.4791	281.9820	284.9601