2020 MAD to CDF Historical Review

YEARLY HIGH

221.7220 CDF

YEARLY LOW

165.5570 CDF

YEARLY AVERAGE

195.3973 CDF

2020 MAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 221.7220. Conversely, the yearly low was recorded on December 6, dropping to 165.5570.

This high-to-low spread represents a total annual volatility of 56.1651 CDF. From a start-to-finish perspective, comparing the January average rate of 175.5450 to the December average rate of 217.6409, the exchange rate registered a net change of 23.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 221.7220 was up 25.79% compared to the 2019 peak of 176.2697, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,108,610 CDF

2019 Average 859,454 CDF

Yearly Trough Low 827,785 CDF

Transaction Impact: A difference of 280,825.26 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

222.4454

164.7920

JanuMarcMayJulySeptNove

MAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 178.4574, compared to 212.3372 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 33.8798 points.

H1 Avg (Jan–Jun) 178.4574

H2 Avg (Jul–Dec) 212.3372

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 56.1651 CDF (High: 221.7220 / Low: 165.5570). On the other end, January was the most stable month, with a tight range of 1.5074 CDF (High: 176.2093 / Low: 174.7019).

December Spread (Volatile) ±56.1651

January Spread (Stable) ±1.5074

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 6.4917 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -6.4917

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 217.6409) against the same month in 2019 (average: 174.4192), the exchange rate shifted by +43.2217 (+24.78%).

2020 Avg (December) 217.6409

2019 Avg (December) 174.4192

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	176.2093	174.7019	175.5450
February	176.7127	173.5429	174.7087
March	180.3656	169.4425	176.0881
April	174.9253	166.1028	169.5964
May	186.3980	175.4690	181.3696
June	198.5167	186.7473	193.4366
July	210.9442	197.2075	203.7721
August	214.5342	210.7176	212.6598
September	215.1248	211.5639	212.8349
October	214.4831	196.8391	211.8112
November	217.4297	212.6190	215.3046
December	221.7220	165.5570	217.6409