YEARLY HIGH
254.1075 CDF
YEARLY LOW
231.4984 CDF
YEARLY AVERAGE
247.3327 CDF

2026 MAD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 254.1075. Conversely, the yearly low was recorded on February 25, dropping to 231.4984.

This high-to-low spread represents a total annual volatility of 22.6091 CDF. From a start-to-finish perspective, comparing the January average rate of 246.5834 to the December average rate of 249.6969, the exchange rate registered a net change of 1.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 254.1075 was down 21.69% compared to the 2025 peak of 324.4738, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,270,537 CDF
2025 Average 1,459,276 CDF
Yearly Trough Low 1,157,492 CDF
Transaction Impact: A difference of 113,045.54 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

250.3124
242.9271
JanuFebrMarcApriMayJune

MAD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 247.3327, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 247.3327 points.

H1 Avg (Jan–Jun) 247.3327
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 20.4796 CDF (High: 251.9779 / Low: 231.4984). On the other end, June was the most stable month, with a tight range of 2.5247 CDF (High: 251.4146 / Low: 248.8899).

February Spread (Volatile) ±20.4796
June Spread (Stable) ±2.5247

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.8477 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -2.8477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 246.5834) against the same month in 2025 (average: 284.1098), the exchange rate shifted by -37.5265 (-13.21%).

2026 Avg (January) 246.5834
2025 Avg (January) 284.1098

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 254.1075 234.4546 246.5834
February 251.9779 231.4984 246.3903
March 248.9106 232.3189 243.5425
April 252.4231 245.2679 249.3230
May 250.7769 246.8928 248.4601
June 251.4146 248.8899 249.6969