2012 MVR to HNL Historical Review

YEARLY HIGH

1.3922 HNL

YEARLY LOW

1.2322 HNL

YEARLY AVERAGE

1.3149 HNL

2012 MVR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MVR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 1.3922. Conversely, the yearly low was recorded on July 26, dropping to 1.2322.

This high-to-low spread represents a total annual volatility of 0.1599 HNL. From a start-to-finish perspective, comparing the January average rate of 1.3518 to the December average rate of 1.2909, the exchange rate registered a net change of -4.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.3922 was down 5.90% compared to the 2011 peak of 1.4794, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 6,961 HNL

2011 Average 6,954 HNL

Yearly Trough Low 6,161 HNL

Transaction Impact: A difference of 799.63 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.3629

1.2551

JanuMarcMayJulySeptNove

MVR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3529, compared to 1.2768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0761 points.

H1 Avg (Jan–Jun) 1.3529

H2 Avg (Jul–Dec) 1.2768

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.1599 HNL (High: 1.3922 / Low: 1.2322). On the other end, April was the most stable month, with a tight range of 0.0045 HNL (High: 1.3552 / Low: 1.3507).

July Spread (Volatile) ±0.1599

April Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0790 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0790

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 1.2735) against the same month in 2011 (average: 1.3426), the exchange rate shifted by -0.0691 (-5.15%).

2012 Avg (July) 1.2735

2011 Avg (July) 1.3426

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3565	1.3454	1.3518
February	1.3563	1.3507	1.3530
March	1.3569	1.3511	1.3540
April	1.3552	1.3507	1.3532
May	1.3566	1.3510	1.3533
June	1.3547	1.3457	1.3524
July	1.3922	1.2322	1.2735
August	1.2761	1.2373	1.2641
September	1.2783	1.2636	1.2720
October	1.2818	1.2617	1.2771
November	1.2878	1.2795	1.2835
December	1.2970	1.2865	1.2909