2016 MVR to HNL Historical Review

YEARLY HIGH

1.5328 HNL

YEARLY LOW

1.4525 HNL

YEARLY AVERAGE

1.4912 HNL

2016 MVR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MVR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 1.5328. Conversely, the yearly low was recorded on January 3, dropping to 1.4525.

This high-to-low spread represents a total annual volatility of 0.0804 HNL. From a start-to-finish perspective, comparing the January average rate of 1.4654 to the December average rate of 1.5227, the exchange rate registered a net change of 3.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.5328 was up 5.38% compared to the 2015 peak of 1.4546, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 7,664 HNL

2015 Average 7,095 HNL

Yearly Trough Low 7,262 HNL

Transaction Impact: A difference of 401.90 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.5284

1.4597

JanuMarcMayJulySeptNove

MVR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4774, compared to 1.5050 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0276 points.

H1 Avg (Jan–Jun) 1.4774

H2 Avg (Jul–Dec) 1.5050

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0360 HNL (High: 1.5152 / Low: 1.4792). On the other end, May was the most stable month, with a tight range of 0.0142 HNL (High: 1.4851 / Low: 1.4709).

June Spread (Volatile) ±0.0360

May Spread (Stable) ±0.0142

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0080 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0080

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.5227) against the same month in 2015 (average: 1.4283), the exchange rate shifted by +0.0944 (+6.61%).

2016 Avg (December) 1.5227

2015 Avg (December) 1.4283

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4770	1.4525	1.4654
February	1.4911	1.4624	1.4755
March	1.4908	1.4731	1.4811
April	1.5007	1.4714	1.4796
May	1.4851	1.4709	1.4772
June	1.5152	1.4792	1.4855
July	1.5110	1.4875	1.5000
August	1.5171	1.4990	1.5052
September	1.5049	1.4901	1.4972
October	1.5046	1.4904	1.4974
November	1.5231	1.4897	1.5076
December	1.5328	1.5085	1.5227