2020 MVR to HNL Historical Review

YEARLY HIGH

1.6379 HNL

YEARLY LOW

1.5675 HNL

YEARLY AVERAGE

1.6034 HNL

2020 MVR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MVR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 1.6379. Conversely, the yearly low was recorded on December 27, dropping to 1.5675.

This high-to-low spread represents a total annual volatility of 0.0704 HNL. From a start-to-finish perspective, comparing the January average rate of 1.6038 to the December average rate of 1.5729, the exchange rate registered a net change of -1.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6379 was up 0.92% compared to the 2019 peak of 1.6229, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 8,189 HNL

2019 Average 7,948 HNL

Yearly Trough Low 7,837 HNL

Transaction Impact: A difference of 352.02 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6198

1.5686

JanuMarcMayJulySeptNove

MVR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6107, compared to 1.5960 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 1.6107

H2 Avg (Jul–Dec) 1.5960

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0488 HNL (High: 1.6379 / Low: 1.5890). On the other end, October was the most stable month, with a tight range of 0.0092 HNL (High: 1.6001 / Low: 1.5909).

January Spread (Volatile) ±0.0488

October Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0113 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.6038) against the same month in 2019 (average: 1.5778), the exchange rate shifted by +0.0259 (+1.64%).

2020 Avg (January) 1.6038

2019 Avg (January) 1.5778

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6379	1.5890	1.6038
February	1.6201	1.5926	1.6062
March	1.6232	1.5941	1.6104
April	1.6201	1.6060	1.6156
May	1.6175	1.6065	1.6137
June	1.6221	1.6067	1.6145
July	1.6191	1.6060	1.6153
August	1.6191	1.5950	1.6047
September	1.6104	1.5984	1.6039
October	1.6001	1.5909	1.5953
November	1.5948	1.5744	1.5842
December	1.5788	1.5675	1.5729