2021 MVR to HNL Historical Review

YEARLY HIGH

1.6147 HNL

YEARLY LOW

1.5348 HNL

YEARLY AVERAGE

1.5621 HNL

2021 MVR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MVR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.6147. Conversely, the yearly low was recorded on August 9, dropping to 1.5348.

This high-to-low spread represents a total annual volatility of 0.0800 HNL. From a start-to-finish perspective, comparing the January average rate of 1.5739 to the December average rate of 1.5728, the exchange rate registered a net change of -0.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.6147 was down 1.41% compared to the 2020 peak of 1.6379, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 8,074 HNL

2020 Average 8,017 HNL

Yearly Trough Low 7,674 HNL

Transaction Impact: A difference of 399.82 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5773

1.5358

JanuMarcMayJulySeptNove

MVR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5657, compared to 1.5585 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 1.5657

H2 Avg (Jul–Dec) 1.5585

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0516 HNL (High: 1.6147 / Low: 1.5631). On the other end, November was the most stable month, with a tight range of 0.0101 HNL (High: 1.5699 / Low: 1.5598).

January Spread (Volatile) ±0.0516

November Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0101 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.5739) against the same month in 2020 (average: 1.6038), the exchange rate shifted by -0.0299 (-1.86%).

2021 Avg (January) 1.5739

2020 Avg (January) 1.6038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6147	1.5631	1.5739
February	1.5805	1.5630	1.5735
March	1.5812	1.5540	1.5682
April	1.5661	1.5510	1.5588
May	1.5717	1.5551	1.5627
June	1.5612	1.5505	1.5572
July	1.5584	1.5355	1.5493
August	1.5492	1.5348	1.5392
September	1.5731	1.5454	1.5612
October	1.5702	1.5569	1.5642
November	1.5699	1.5598	1.5644
December	1.5861	1.5623	1.5728