2015 MVR to HNL Historical Review

YEARLY HIGH

1.4546 HNL

YEARLY LOW

1.3724 HNL

YEARLY AVERAGE

1.4188 HNL

2015 MVR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MVR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.4546. Conversely, the yearly low was recorded on February 27, dropping to 1.3724.

This high-to-low spread represents a total annual volatility of 0.0822 HNL. From a start-to-finish perspective, comparing the January average rate of 1.3795 to the December average rate of 1.4283, the exchange rate registered a net change of 3.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.4546 was up 4.51% compared to the 2014 peak of 1.3918, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 7,273 HNL

2014 Average 6,634 HNL

Yearly Trough Low 6,862 HNL

Transaction Impact: A difference of 410.97 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.4423

1.3737

JanuMarcMayJulySeptNove

MVR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4071, compared to 1.4306 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0235 points.

H1 Avg (Jan–Jun) 1.4071

H2 Avg (Jul–Dec) 1.4306

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0491 HNL (High: 1.4245 / Low: 1.3754). On the other end, August was the most stable month, with a tight range of 0.0083 HNL (High: 1.4363 / Low: 1.4280).

March Spread (Volatile) ±0.0491

August Spread (Stable) ±0.0083

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0087 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.4283) against the same month in 2014 (average: 1.3798), the exchange rate shifted by +0.0486 (+3.52%).

2015 Avg (December) 1.4283

2014 Avg (December) 1.3798

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3884	1.3733	1.3795
February	1.3914	1.3724	1.3850
March	1.4245	1.3754	1.4022
April	1.4406	1.3981	1.4114
May	1.4418	1.4322	1.4366
June	1.4379	1.4205	1.4279
July	1.4338	1.4236	1.4277
August	1.4363	1.4280	1.4317
September	1.4341	1.4237	1.4293
October	1.4430	1.4255	1.4335
November	1.4400	1.4285	1.4331
December	1.4546	1.4198	1.4283