2013 MVR to HRK Historical Review

YEARLY HIGH

0.3858 HRK

YEARLY LOW

0.3593 HRK

YEARLY AVERAGE

0.3710 HRK

2013 MVR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MVR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 0.3858. Conversely, the yearly low was recorded on October 25, dropping to 0.3593.

This high-to-low spread represents a total annual volatility of 0.0265 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3692 to the December average rate of 0.3624, the exchange rate registered a net change of -1.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.3858 was down 11.40% compared to the 2012 peak of 0.4354, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 1,929 HRK

2012 Average 1,993 HRK

Yearly Trough Low 1,796 HRK

Transaction Impact: A difference of 132.60 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.3819

0.3606

JanuMarcMayJulySeptNove

MVR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3747, compared to 0.3674 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0073 points.

H1 Avg (Jan–Jun) 0.3747

H2 Avg (Jul–Dec) 0.3674

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0177 HRK (High: 0.3773 / Low: 0.3596). On the other end, December was the most stable month, with a tight range of 0.0059 HRK (High: 0.3658 / Low: 0.3599).

February Spread (Volatile) ±0.0177

December Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0096 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.3800) against the same month in 2012 (average: 0.4055), the exchange rate shifted by -0.0254 (-6.27%).

2013 Avg (March) 0.3800

2012 Avg (March) 0.4055

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3757	0.3621	0.3692
February	0.3773	0.3596	0.3687
March	0.3858	0.3744	0.3800
April	0.3857	0.3746	0.3797
May	0.3842	0.3730	0.3801
June	0.3784	0.3640	0.3705
July	0.3827	0.3671	0.3734
August	0.3725	0.3653	0.3680
September	0.3765	0.3649	0.3700
October	0.3664	0.3593	0.3629
November	0.3710	0.3649	0.3676
December	0.3658	0.3599	0.3624