2016 MVR to HRK Historical Review

YEARLY HIGH

0.4751 HRK

YEARLY LOW

0.4258 HRK

YEARLY AVERAGE

0.4459 HRK

2016 MVR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MVR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.4751. Conversely, the yearly low was recorded on May 3, dropping to 0.4258.

This high-to-low spread represents a total annual volatility of 0.0492 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4603 to the December average rate of 0.4669, the exchange rate registered a net change of 1.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.4751 was down 0.24% compared to the 2015 peak of 0.4762, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 2,375 HRK

2015 Average 2,243 HRK

Yearly Trough Low 2,129 HRK

Transaction Impact: A difference of 246.19 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.4702

0.4301

JanuMarcMayJulySeptNove

MVR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4433, compared to 0.4485 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.4433

H2 Avg (Jul–Dec) 0.4485

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0250 HRK (High: 0.4667 / Low: 0.4416). On the other end, September was the most stable month, with a tight range of 0.0062 HRK (High: 0.4412 / Low: 0.4350).

November Spread (Volatile) ±0.0250

September Spread (Stable) ±0.0062

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0112 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.4669) against the same month in 2015 (average: 0.4575), the exchange rate shifted by +0.0094 (+2.06%).

2016 Avg (December) 0.4669

2015 Avg (December) 0.4575

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4641	0.4575	0.4603
February	0.4604	0.4409	0.4496
March	0.4574	0.4328	0.4446
April	0.4380	0.4285	0.4334
May	0.4420	0.4258	0.4340
June	0.4511	0.4314	0.4377
July	0.4491	0.4393	0.4454
August	0.4464	0.4336	0.4396
September	0.4412	0.4350	0.4380
October	0.4517	0.4376	0.4452
November	0.4667	0.4416	0.4557
December	0.4751	0.4582	0.4669