2019 MVR to HRK Historical Review

YEARLY HIGH

0.4415 HRK

YEARLY LOW

0.4158 HRK

YEARLY AVERAGE

0.4291 HRK

2019 MVR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MVR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 0.4415. Conversely, the yearly low was recorded on January 9, dropping to 0.4158.

This high-to-low spread represents a total annual volatility of 0.0258 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4202 to the December average rate of 0.4337, the exchange rate registered a net change of 3.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.4415 was up 3.12% compared to the 2018 peak of 0.4282, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 2,208 HRK

2018 Average 2,036 HRK

Yearly Trough Low 2,079 HRK

Transaction Impact: A difference of 128.80 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.4379

0.4185

JanuMarcMayJulySeptNove

MVR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4251, compared to 0.4331 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.4251

H2 Avg (Jul–Dec) 0.4331

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 0.0110 HRK (High: 0.4294 / Low: 0.4184). On the other end, May was the most stable month, with a tight range of 0.0052 HRK (High: 0.4323 / Low: 0.4271).

March Spread (Volatile) ±0.0110

May Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0060 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.4361) against the same month in 2018 (average: 0.4136), the exchange rate shifted by +0.0226 (+5.46%).

2019 Avg (September) 0.4361

2018 Avg (September) 0.4136

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4247	0.4158	0.4202
February	0.4256	0.4175	0.4226
March	0.4294	0.4184	0.4250
April	0.4321	0.4265	0.4287
May	0.4323	0.4271	0.4300
June	0.4289	0.4200	0.4240
July	0.4319	0.4227	0.4267
August	0.4359	0.4250	0.4296
September	0.4415	0.4313	0.4361
October	0.4403	0.4325	0.4361
November	0.4386	0.4320	0.4363
December	0.4380	0.4293	0.4337