2022 MVR to HRK Historical Review

YEARLY HIGH

0.5078 HRK

YEARLY LOW

0.4249 HRK

YEARLY AVERAGE

0.4644 HRK

2022 MVR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the MVR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.5078. Conversely, the yearly low was recorded on January 13, dropping to 0.4249.

This high-to-low spread represents a total annual volatility of 0.0830 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4302 to the December average rate of 0.4636, the exchange rate registered a net change of 7.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5078 was up 16.43% compared to the 2021 peak of 0.4362, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 2,539 HRK

2021 Average 2,063 HRK

Yearly Trough Low 2,124 HRK

Transaction Impact: A difference of 414.76 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5025

0.4234

JanuMarcMayJulySeptNove

MVR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4469, compared to 0.4820 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0351 points.

H1 Avg (Jan–Jun) 0.4469

H2 Avg (Jul–Dec) 0.4820

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0307 HRK (High: 0.5013 / Low: 0.4706). On the other end, March was the most stable month, with a tight range of 0.0112 HRK (High: 0.4504 / Low: 0.4392).

November Spread (Volatile) ±0.0307

March Spread (Stable) ±0.0112

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0170 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.4915) against the same month in 2021 (average: 0.4125), the exchange rate shifted by +0.0790 (+19.15%).

2022 Avg (September) 0.4915

2021 Avg (September) 0.4125

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4375	0.4249	0.4302
February	0.4373	0.4251	0.4300
March	0.4504	0.4392	0.4452
April	0.4669	0.4427	0.4524
May	0.4691	0.4548	0.4615
June	0.4702	0.4509	0.4620
July	0.4840	0.4691	0.4788
August	0.4924	0.4742	0.4832
September	0.5078	0.4790	0.4915
October	0.5021	0.4849	0.4959
November	0.5013	0.4706	0.4789
December	0.4708	0.4571	0.4636